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Medicare and Obamacare Open Enrollment Periods 2022

Medicare open enrollment period starts on October 15, 2021, and continues through December 7, 2021. Biden's HHS extends Obamacare open e...

Thursday, October 7, 2021

Disability Income Insurance for Business Owners

 

Disability Income Insurance

One of your greatest assets is the ability to earn an income. If you were to lose that ability due to a disabling accident or illness, how would you pay your bills, send your kids to college, and save for retirement?

A disability can create substantial economic hardship for individuals and their families. As a business owner, both your personal finances and your business could be at risk.

One way to help protect against the financial loss associated with a disability is to purchase disability income insurance. If you pay the premiums, an individual policy can provide you with a tax-free income stream while you are unable to work.

Weigh Your Options

Four Reasons to Review Your Life Insurance Needs

Four Reasons to Review Your Life Insurance Needs

You may have purchased life insurance years ago and never gave it a second thought. Or perhaps you don’t have life insurance at all and now you need it. When your life circumstances change, you have a fresh opportunity to make sure the people you love are protected.

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Marriage

When you were single, life insurance might have seemed like an unnecessary expense, but now someone else is depending on your income. If something happens to you, your spouse will likely need to rely on life insurance benefits to meet expenses and pay off debts.

The amount of life insurance coverage you need depends on your income, your debts and assets, your financial goals, and other personal factors. Even if you have some low-cost life insurance through work, this might not be enough. Buying life insurance coverage through a private insurer could help fill the gap.

Monday, September 27, 2021

Pfizer is testing a pill to ward off COVID-19

 Pfizer said Monday that it is now testing a pill that could help people ward off COVID-19 if a close contact, such as family member, gets the virus. 

The drugmaker said it is looking at the efficacy of the pill as used in combination with a low dose of the HIV drug ritonavir in people who are at least 18 years old and live in the same household with someone who has COVID-19.

Read more at CBS NEWS - 2 min read

Sunday, September 26, 2021

This Lab Charges $380 for a Covid Test. Is That What Congress Had in Mind?

At the drugstore, a rapid Covid test usually costs less than $20.

Across the country, over a dozen testing sites owned by the start-up company GS Labs regularly bill $380.

There’s a reason they can. When Congress tried to ensure that Americans wouldn’t have to pay for coronavirus testing, it required insurers to pay certain laboratories whatever “cash price” they listed online for the tests, with no limit on what that might be ...

Read more at New York Times - 10 min. read

Saturday, September 25, 2021

New York Hospitals Face Possible Mass Firings as Workers Spurn Vaccines

 With a Monday deadline looming, thousands of health care workers in the state are risking their jobs by not getting a coronavirus vaccine.

Read more in The New York Times