An Enrolled Agent with over 30 years' experience providing common-sense tax, insurance and financial solutions. Married for over 46 years, having raised two sons, both married to girls named Carla. Go figure.
If you want a January 1st effective date you have only 5 days left to sign up for health insurance through the federal exchange. Obamacare open enrollment's final deadline for 2016 is January 31st for a March 1st effective date.